Every field below is editable directly or with the slider — type an exact figure if 20% down or a round number doesn't match your situation.
Enter the agreed purchase price or the amount you expect to pay for the property.
Enter the cash deposit you plan to pay. Required minimums vary by residency and property value.
Non-residents: minimum down payment typically 25%.
Editing this adjusts your down payment to match.
A longer tenure usually lowers the monthly payment but increases total interest or profit.
Use the bank’s indicative rate if available. You can test a higher rate to keep the estimate conservative.
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Used to estimate your current age and age at mortgage maturity.
Enter regular monthly salary and fixed allowances a bank is likely to accept.
Include monthly auto finance, personal finance and any existing mortgage instalments.
Enter total approved credit limits across all cards, not the current outstanding balance.
Illustrative DSR: new mortgage payment + fixed monthly EMIs + an assumed 5% of total credit-card limits. Current assumed card commitment: {{ view.cardCommitmentFmt }}. Banks may apply different treatment; final eligibility remains subject to lender assessment and applicable UAE Central Bank requirements.
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These are indicative adjustments, not lending advice or a guarantee of approval. A Financify advisor can check how a specific lender will treat cards and liabilities.
Indicative only. UAE Central Bank guidance caps DBR at 50%. Final eligibility and approval remain subject to lender assessment.
Showing every month of your selected mortgage term. Switch to annual view for a yearly summary.
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